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Adventures in mutual credit

Prep for Grassroots Innovations Complementary Currency workshop

"Provide a one paragraph bio and up to two pages focussing on what innovative about my project"


My aim is to be the designer of the software that runs the mutual credit economy. My work therefore finds me not only designing software, but coding it, helping people use it, consulting about software and CC in general, strategising, building up a public persona, networking, explaining the economy, and promoting CC and good practice within it.

Drupal 6 multistep form example

I had a very hard time making a Drupal multistep form finding an example which wasn't trying to be clever. So when I had a nasty problem I made my own multistep_example module to help debug. the bug by the way turned out to be with the hide_submit module disable mode, which breaks when there are two submit buttons.

Architecture for simple complementary currencies accounting within a social network.


This document is for developers aspiring to build a mutual credit accounting ecosystem in a social network. It is a mostly platform-agnostic description of the architecture and API for the Mutual Credit module for Drupal. The core can be used with a web API for credit clearing on a remote server, or with more modules enabled, can provide all the accounting required in a Drupal-based trade exchange.

Transition Town Conference 2010

I only attended for one day, but this is what i learned about currency initiatives within Transition Towns.

Correspondance with the Bank of England (ongoing)

I can't find the answer to this question.
I understand that the Bank of England is wholly owned by the government.
I understand that the National Debt is owed in large part to the Bank of England Does that mean that the National Debt is owed by the government to the government? Is there a paradox here?

The state of CC software, for IJCCR

This report briefly covers the field of non-commercial mutual credit software, discussing the issues and challenges they collectively face in meeting the needs of the movement. The author's purpose is to draw out some themes of collective concern to a few small, under-resourced, and disparate projects which are working along very similar lines, and to encourage discussion. The intention is not to make direct comparisons but to take a higher view, with concrete examples.

Disclaimer: The author is the developer of the Drupal module and Co-founder of Community Forge

Community Forge: Here's why we're going freemium

Community Forge hosts community web sites including a complementary currency payment system.

We're making a leap of faith.

Community Forge goes Fremium!

Ning recently announced that it would stop providing sites for free. Now Community Forge is bucking the trend by switching back to the Fremium model. Are we crazy? How will we survive - especially in this economic climate?

Mutual Guarantors

I read Thomas Greco's 'The end of money and the future of civilization'. He talked about mutual guarantor groups, which are common in microcredit loans. This idea had natural appeal because it's more about trust in people than arbitrary formulae, and it has predecessors in many cultures and works very well.

Cc Advocacy group (experimental)

As I have


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