It's three years since I decided that the end of this civilization was upon us and I started to write Christmas roundrobins warning about global financial meltdown and urging my friends to build lifeboats. For three years I've been working (almost) every hour to develop open source community accounting software and grow a community of users, and inform the public. I put my cash into metals, and invested all my energy to build social capital, which some people think will be more useful than money in the future.